SurfLiquid

AI-Run On-Chain Savings Infrastructure

The platform for non-custodial, automated yield with deterministic control.

SurfLiquid is an on-chain savings and execution platform that helps users earn yield on digital assets while keeping full custody and transparency at all times.

It combines three things that traditionally do not coexist: • AI-driven optimisation • Non-custodial user ownership • Hard, rule-based safety and control

SurfLiquid is built on zkCross Network’s cross-chain execution infrastructure and introduces a new standard for how intelligent systems can interact with real money.

Meet Surf

The AI Agent Powering SurfLiquid

Surf is the autonomous agent that plans, simulates, and optimises yield strategies across on-chain venues.

Its role is to: • Continuously scan markets • Evaluate risk and liquidity • Optimise for best risk-adjusted yield • Propose rebalances and strategy shifts

But Surf does not have custody. Surf does not have discretionary power. Surf cannot move funds freely.

Every action proposed by Surf is enforced by the Guardian Layer, a deterministic execution control system that defines:

• Where funds can go • How much exposure is allowed • What risks are acceptable • When execution must stop

In simple terms:

Surf thinks. Guardian decides. User owns.

This separation between intelligence and execution authority is what makes SurfLiquid safe to automate at scale.