Fees

Simple & Transparent Fee Structure

SurfLiquid’s fee structure is simple and aligned with users’ success. We believe in a transparent model with no hidden charges, so here’s how fees work:

• Performance Fee (Success Fee): SurfLiquid charges a performance fee on the profits the agent earns for you. This is set at 10% of the yield generated by the agent (a common rate among yield optimisers). Importantly, this fee is only taken from profits. If your position was not profitable (e.g. yield was negative, which is unlikely for stablecoin lending but possible in some volatile farming scenarios), you would not be charged a performance fee because there were no net profits.

• No Management Fee: We do not charge any management or AUM fee for simply using the platform. You can keep your funds with the agent as long as you like without incurring a time-based fee. Our philosophy is that we only make money if you make money – hence the focus on the performance fee model.

• No Deposit or Withdrawal Base Fee: There are no upfront deposit fees and no flat withdrawal fees on SurfLiquid. You may, of course, pay network transaction fees (gas) when interacting (that goes to miners/validators, not us), but SurfLiquid itself doesn’t take a cut when you put funds in or take them out aside from the performance fee on profits. We want users to be able to enter and exit freely.

• Network and Gas Costs: As mentioned, users are responsible for covering their own transaction gas fees on whatever chain the operations occur. SurfLiquid optimises to minimise these (batching calls, avoiding unnecessary transactions), but gas is an external cost. In some cases, the agent might use a bit of your funds to cover cross-chain bridge fees or similar, but these will be small and done only if they enhance your yield (for example, paying $5 in bridge fees to move to a chain where you’ll earn $50 more in yield is worth it – the agent makes those judgements). All such costs effectively show up in the net performance (since the performance fee is only on net gains).

• Fee Transparency: The dashboard will display the performance fee accrued in real time as part of your position stats. For instance, if your position has earned $100 in profit so far, it might show “$90 (after $10 perf fee)” for clarity. We keep it transparent so you’re never surprised.

• $SURF Token Benefits: (See the $SURF Token & Utility section for more details.) Holding or staking the native $SURF token may entitle users to certain fee benefits. For example, we anticipate offering discounted performance fees for users who stake $SURF – e.g. your performance fee could drop from 10% to 5% if you’re a substantial token holder or have locked tokens for a certain duration. This aligns long-term users with the platform. Additionally, part of the performance fee collected might be distributed back to $SURF stakers, essentially sharing the platform’s revenue with the community (thus creating a flywheel where users who support the ecosystem get rewarded from its success).

In summary, SurfLiquid’s fees are designed to be fair and success-based. No profit, no fee. When profit is made, the 10% cut supports the ongoing development, infrastructure, and team behind SurfLiquid (and by extension, the $SURF ecosystem). We believe this model incentivises us to maximise your gains – it’s a win-win scenario.